By asset type
17 guides
How to claim a bank account after the account holder dies
How a nominee, joint holder or legal heir claims a bank account after the holder dies in India — the deceased claim form, documents, thresholds and what not to do.
Commonly 2–4 weeks where a nomination is registered
How to claim a life insurance policy after a death
How a nominee claims a life insurance policy after the policyholder dies in India — intimation, documents, the 30-day settlement rule, and why an insurance nominee is different.
Settlement due within 30 days of complete papers
How to claim EPF, pension and EDLI insurance after a death
How a family claims provident fund, monthly pension under EPS and the EDLI life insurance benefit after an EPF member dies in India — the three separate claims and their forms.
PF settlement usually 20–30 days; pension takes longer to start
How to claim mutual funds after the death of the investor
Step-by-step process for transmission of mutual fund units after the unit holder dies in India — forms, documents, thresholds and what to do when there is no nominee.
Typically 15–30 working days per fund house once papers are complete
How to claim shares and a demat account after death
How to transmit shares and a demat account after the holder dies in India — depository forms, documents, thresholds, physical share certificates and IEPF claims.
Usually 15–30 days for demat holdings; considerably longer for physical certificates
How to claim a PPF account after the account holder dies
How a nominee or legal heir closes and claims a Public Provident Fund account after the holder dies in India — the form, the documents and the interest rules.
Usually 2–6 weeks at a bank branch or post office
How to claim a fixed deposit after the depositor dies
How a nominee, joint holder or legal heir claims a bank fixed deposit after the depositor dies in India — the forms, the interest and premature closure rules.
Commonly 2–4 weeks where a nomination is registered
How to transfer property after the owner dies
How a family transfers a house, flat or land after the owner dies in India — mutation of revenue records, society transfer, documents, and why nomination is not ownership.
Commonly 2–6 months; longer where heirs disagree
Gold and jewellery after a death: what the family should know
How gold and jewellery are dealt with after a death in India — where it is usually held, how to record it, gold loans, and why the absence of paperwork causes most disputes.
No external process; the work is recording and agreeing
How to open a bank locker after the hirer dies
How a nominee or survivor gets access to a bank safe deposit locker after the hirer dies in India — the inventory procedure, witnesses, documents and the 15-day rule.
Contents to be released within 15 days of the claim
How to claim an NPS account after the subscriber dies
How a nominee or legal heir claims a National Pension System account after the subscriber dies in India — the withdrawal route, the annuity question and the documents.
Usually 3–6 weeks once the claim is authorised by the nodal office
How to claim post office savings schemes after a death
How a nominee or legal heir claims post office savings schemes after the holder dies in India — NSC, KVP, SCSS, MIS and recurring deposits, with documents and process.
Commonly 3–6 weeks at the holding post office
How to transfer a vehicle after the owner dies
How to transfer a car or two-wheeler registration after the owner dies in India — the RTO application, the 30-day intimation, insurance transfer and the loan position.
Intimate the RTO within 30 days; transfer in 1–2 months
How to claim Sovereign Gold Bonds after the holder dies
How a nominee or legal heir claims Sovereign Gold Bonds after the holder dies in India — transmission through the receiving office or demat, and whether to hold to maturity.
Typically 3–6 weeks, depending on how the bonds were held
How to claim bonds and debentures after the holder dies
How a nominee or legal heir claims corporate bonds, debentures, tax-free bonds and government securities after the holder dies in India — the registrar route and documents.
3 weeks for demat holdings; longer where the bonds are in physical form
What happens to a business when the owner dies
What a family must do when a business owner dies in India — proprietorship, partnership and company differ completely; GST, bank mandates, employees and continuity.
Act within days on banking and payroll; structure over months
Digital accounts and assets after a death
What a family can and cannot do with email, social media, cloud storage, UPI, subscriptions and crypto after a death in India — and why passwords are the wrong route.
Weeks for closures; platform requests can take months
General information — not legal advice. Requirements vary by institution, state and circumstance, and they change without notice. Always confirm with the bank, insurer or registrar before travelling to a branch. Where ownership or a dispute between heirs is involved, please consult a lawyer.